Contractors

Contractor Mortgage

Contractor Mortgage - Contractor mortgage deals have become increasingly difficult for individuals to obtain in the open market. Many banks and building societies throughout the UK have become increasingly risk averse and more reluctant to lend to contractors, often rejecting contractor mortgage applications. A contractor mortgage is often hard to obtain, because it can be difficult for contractors to prove their income which usually varies from time to time. Also, to obtain a contractor mortgage most High Street lenders will ask for two or three years accounts which contractors may not be able to provide.

A number of the previously available contractor mortgage products on the market have been withdrawn, leaving many prospective contractor mortgagees to be wondering which lender will be willing to offer finance. To secure the most suitable contractor mortgage on the market, specialist advice and assistance may be required to obtain the optimum financial result. This is where we can assist.

Our expert team have years of experience in obtaining contractor mortgage deals for our clients from a range of contractor mortgage providers throughout the UK and internationally. Over a number of years we have built up strong and stable relationships with a number of contractor mortgage providers, often obtaining contractor mortgage deals for our clients which are not available on the High Street.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Aware of any time contraints you may have, our contractor mortgage team vow to guide and assist you throughout your application from your initial enquiry until the securing of your contractor mortgage transaction and beyond.

Contractor Mortgages

Contractor Mortgages - Contractor mortgages are mortgage solutions available for contractors looking to purchase residential or buy to let property within the UK. Contractor mortgages are a niche mortgage product within the wider mortgage market, with specialist advice and assistance often required to secure the most suitable contractor mortgage deal. We offer a bespoke and holistic service for all clients seeking contractor mortgages UK wide, guiding and assisting clients from their initial enquiry until the completion of their application and beyond.

Contractor mortgages are available to contractors and those employed on a fixed term basis with a pre defined finished date. Contractor mortgages are also less easy to obtain because many high street lenders may see them as self employed with no steady form of income. We are associated with no particular provider of contractor mortgages, but instead using our comprehensive panel approach, we can search the market for the best deal to suit your needs and requirements.

Aware of any time constraints you may have, our contractor mortgages team ensure to complete all the required paperwork quickly to complete your mortgage transaction. We are experts in finding our clients the best available contractor mortgages at the right rate, with the right lender but importantly at the right time.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Seeking contractor mortgages? Contact our specialist team today.

Freelancer Mortgages

Freelancer Mortgages - are available through Capital Fortune's specialist freelancer mortgage team.

Generally our clients have unusual circumstances, with provable income, but often work on a freelance contracting basis.

Contracts can be open-ended or rolling with no set termination date. Alternatively we have assisted clients where the contract does have a fixed end date in the next few months.

Every one of our clients has unique circumstances, some of our clients have guaranteed contract income, whilst others work on "zero hour contracts".

Feel free to contact us for a quote specific to your circumstances.

 

IT Contract Mortgages

IT Contract Mortgages - IT contract mortgages are mortgages for individuals working in the IT sectoor, seeking finance for their residential or buy to let property within the UK. IT contract mortgages are notoriously difficult for individuals to obtain. Due to the difficulty often associated with determining whether those looking to secure IT contract mortgages are technically employed or self employed with the company of whom they work for, it can often be difficult to obtain the finance one requires However, despite a lack of sustainable income, there are still many specialist lenders both nationally and internationally who are willing to offer IT contract mortgages to clients with a good credit history at a favourable rate.

Our team have years of experience acquiring IT contract mortgages for our clients, often utilising our outstanding relationships with many High Street lenders to obtain deals not available to individuals on the open market. We are a comprehensive panel of lenders mortgage broker, not tied to any one lender of IT contract mortgages and put you, the client, first.

We are experts in finding IT contract mortgages for our clients from the right lender at the right rate and importantly at the right time. As well as quickly advising you as to which provider of IT contract mortgages most suits your bespoke needs, our team will swiftly complete all the required paperwork to ensure your mortgage transaction is secured within your given timescales.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

IT contract mortgages can be obtained through our specialist team. Call us today

IT Contractor Mortgage

IT Contractor Mortgage - IT contractor mortgage is a mortgage for an IT contractor who seeks to purchase a property within the British Isles. Though it has often been difficult to obtain an IT contractor mortgage, the recent economic downturn has seen an increasing reluctance like never before to approve many IT contractor mortgage applications. Banks and building societies are becoming increasing risk averse and less willing to lend for an IT contractor mortgage and mortgages in general.

It can often be difficult to determine whether seekers of an IT contractor mortgage are technically employed or self employed with the company of whom they work for. However, despite a lack of sustainable income, there are still many specialist lenders both nationally and internationally who are willing to provide an IT contractor mortgage to clients with a good credit history at a favourable rate.

Our advisory team have built up outstanding relationships with many providers of an IT contractor mortgage. We use our links and contacts to help make the IT contractor mortgage application process as straightforward as possible.

Using our comprehensive panel base, we have a team who will briskly advise all clients whether a private IT contractor mortgage lender, UK or international bank or building society will be best equipped to meet your individual circumstances. Change to “We offer a bespoke and holistic service throughout your application from enquiry to completion, assisting in the completion of all documentation and paperwork required to secure the ideal IT contractor mortgage for you..

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our IT contractor mortgage team look forward to taking your call.

IT Contractor Mortgages

IT Contractor Mortgages – IT contractor mortgages are mortgages which suit the bespoke needs of IT contractors. Although there are specific IT contractor mortgages, lenders vary in their attitude to self employed individuals, such as IT contractors. IT contractors are a relatively high earning demographic, yet many IT contractors may struggle to secure a mortgage due to strict lender criteria.

Showing future earning potential as a self employed individual can be difficult – particularly if earnings have fluctuated in the past. IT contractor mortgages lenders are more likely to consider previous earnings holistically and appreciate the variable nature of self-employed income. Flexible IT contractor mortgages may also be offered. These allow the borrower to make extra payments to allow a mortgage holiday or lower payments if income falls at a later date.

At Capital Fortune, we are committed to helping IT contractors find their ideal IT contractor mortgage. We offer bespoke advice, taking your individual needs and requirements into account when searching for the best IT contractor mortgages. Your dedicated adviser will carefully analyse the available deals to ensure we recommend the most suitable and affordable IT contractor mortgage for your circumstances. We will also complete all required mortgage documentation to save you valuable time.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.

IT Contractors Mortgage

IT Contractors Mortgage - IT contractors mortgage deals are becoming increasingly difficult to obtain. IT contractors are finding that the standard mortgage criteria of many lenders does not meet their own personal needs. Although I.T contractors often receive a high income and can often pay an affordable mortgage easily, they often have difficulty proving affordability using the standard documentation, thus are unable to obtain an IT contractors mortgage deal. It is common for I.T contractors to receive a variable income, be unable to provide two or three years accounts, hold multiple contracts and plan their income in an tax- efficient manner. Consequently, many high street lenders are wary o f offering an IT Contractors mortgage deal.

If you wish to obtain an IT contractors mortgage, we are able to offer you the advice and assistance you require. Our team understand that our clients’ circumstances vary; therefore we offer a personalised service for those seeking an IT contractors mortgage deal. Experts in our advisory team aim to save you time, money and inconvenience. Furthermore, our established connections with IT contractors mortgage lenders will facilitate the process and secure you the best possible deal available

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Contact a member of our advisory team today to secure the right IT Contractors mortgage deal for you.

IT Contractors Mortgages

IT Contractors Mortgages - IT contractors mortgages are mortgages available to IT contractors who work on a short term basis within the UK, usually anywhere from 3 months to 3 years. IT contractors mortgages may be hard to acquire, because it can be difficult for IT contractors to prove their income due to its fluctuations. Also, most high street lenders will ask for two or three years accounts from individuals seeking IT contractors mortgages, which IT contractors may not be able to provide.

It can often be difficult to determine whether seekers of IT contractors mortgages are technically employed or self employed with the company of whom they work for. However, despite a lack of sustainable income, there are still many specialist lenders both nationally and internationally who are willing to provide IT contractors mortgages to clients with a good credit history at a favourable rate.

We can guide and assist you throughout your application, ensuring that you acquire the best available IT contractors mortgages on the market. Over a number of years our specialist team have built up substantial knowledge and expertise of the IT contractor mortgage market, exploiting this to secure the best available mortgage rates and packages on the market for your individual needs and requirements. Our team have built up established relationships with a number of providers offering IT contractors mortgages, often ensuring our clients can obtain favourable deals.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

IT contractors mortgages can be found using our help. Call our specialist team today.

Mortgage For Contract Worker

Mortgage For Contract Worker - Mortgage for contract worker is a mortgage available to contractors employed on a short term basis. Mortgage for contract worker is usually taken up by contractors who are hired for a specific task or project and could be anything from three months to three years in length. In recent years more and more people have been employed on short term contracts hence our specialism in dealing with mortgage for contract worker packages.

As specialists in mortgage for contract worker applications, we realise that there is a growing number of contract workers who may have a problem in finding and obtaining a suitable mortgage on the high street. So we have committed ourselves to providing you with the best mortgages options available and to further assist you in sourcing a mortgage for a contract worker.

Our experienced professionals who deal in mortgage for contract worker applications can source clients the best value mortgage for a contract worker and provide a professional service from mortgage application to completion. We have a number of mortgages lenders available who are able to provide contract workers rates not necessarily found on the open market, leaving us in a confident position to obtain the optimum financial result for your mortgage for contract worker application.

Our mortgages for contract worker brokers understand that many contract workers can be ideal borrowers. So we make sure we find the right rate, with the right lender and most importantly at the right time for your circumstances.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our Mortgages for contract worker advisers look forward to taking your call.

Mortgage For Contracts

Mortgage For Contracts - Mortgage for contracts are mortgages available to contractors and those employed on a fixed term basis with a pre defined finished date. Mortgage for contracts are less easy to obtain because many high street lenders may see them as self employed with no steady form of income. However, there are still mortgage for contracts packages available as some lenders have woken up to the fact that contract workers can be a perfectly safe lending risk. We are associated with no particular mortgage for contracts lender, but instead using our comprehensive panel approach, we can search the market for the best deal to suit your needs and requirements.

We will be happy to help and will add value by seeking to obtain the absolute best value mortgage for contracts rates available from our comprehensive panel. In doing so, we are confident we can save you both the time of completing numerous mortgage for contracts application forms but importantly we are confident we should be able to save you money.

Our mortgage for contracts specialist brokers will assist and advise on the best available mortgages for contracts. We have established strong relationships with a number of mortgage for contracts lenders available who are able to provide rates not necessarily found on the open market. This leaves us in a confident position to obtain the optimum financial result for your mortgages for contracts application

If you need any assistance why not speak to one of our Mortgage Advisers by calling 020 77 100 400 or Enquire Online.

Call us today. Our mortgage for contracts advisers look forward to taking your call.

How to get in touch

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Residential - Purchase - Best Buys


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Progressive BS 2 Year Discount No Fee Purchase BPG1.22%Discount2 years 4.75%4.28%APRC2 years £060%
Product Code: 37N
Product Name: 2 Year Discount No Fee Purchase
Lender Code: BPG
Lender Name: Progressive BS
Initial Pay Rate: 1.22
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.28
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 464.30
Monthly Payment After Initial Period: 665.91
Fees Total: 170.00
True Cost: 0.00
True Cost Over Initial Period: 11313.20
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 85.00
Deeds Release Fee: 85.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 117.50
Detail
Barclays Bank 2 Year Tracker £1999 Fee Purchase No ERC BWO1.24%Tracker2 years 3.99%3.6%APRC £199960%
Product Code: 001D4T
Product Name: 2 Year Tracker £1999 Fee Purchase No ERC
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 3.99
Apr Lenders: 3.6
Early Repayment Charge Period Sort Field: 0
Initial Monthly Payment: 473.16
Monthly Payment After Initial Period: 629.41
Fees Total: 2114.00
True Cost: 0.00
True Cost Over Initial Period: 11470.84
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 2000000.00
Legal Fee: 126.00
Lender Product Reference: AR50
Detail
Platform Intermediary 2 Year Tracker £999 Fee CTS1.24%Tracker2 years 4.74%4.3%APRC2 years £99960%
Product Code: 0023CB
Product Name: Intermediary 2 Year Tracker £999 Fee
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.24
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.74
Apr Lenders: 4.3
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 469.28
Monthly Payment After Initial Period: 670.94
Fees Total: 1159.00
True Cost: 0.00
True Cost Over Initial Period: 11422.72
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 1500000.00
Legal Fee: 0.00
Lender Product Reference: M1244
Detail
Furness BS 2 Year Discount £999 Fee (Scottish) BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU2
Product Name: 2 Year Discount £999 Fee (Scottish)
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 722.84
Fees Total: 1434.00
True Cost: 0.00
True Cost Over Initial Period: 11679.64
Cashback: 0.00
Valuation Fee: 270.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail
Furness BS 2 Year Discount £999 Fee BFU1.24%Discount2 years 5.54%4.8%APRC2 years £99975%
Product Code: 002BU3
Product Name: 2 Year Discount £999 Fee
Lender Code: BFU
Lender Name: Furness BS
Initial Pay Rate: 1.24
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.54
Apr Lenders: 4.8
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1424
Initial Monthly Payment: 469.36
Monthly Payment After Initial Period: 722.84
Fees Total: 1434.00
True Cost: 0.00
True Cost Over Initial Period: 11679.64
Cashback: 0.00
Valuation Fee: 270.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 20
Max LTV Available: 75
Product Type: Residential
Mortgage Discharge Fee: 120.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 105.00
Lender Product Reference: DS303
Detail
Beverley BS 2 Year Discount £1895 Fee BBV1.28%Discount2 years 4.75%4.2%APRC2 years £189565%
Product Code: S83
Product Name: 2 Year Discount £1895 Fee
Lender Code: BBV
Lender Name: Beverley BS
Initial Pay Rate: 1.28
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 4.75
Apr Lenders: 4.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 475.00
Monthly Payment After Initial Period: 676.79
Fees Total: 2365.00
True Cost: 0.00
True Cost Over Initial Period: 11870.00
Cashback: 0.00
Valuation Fee: 245.00
Arrangement Fee: 1895.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 65
Product Type: Residential
Mortgage Discharge Fee: 175.00
Deeds Release Fee: 25.00
Product Match Status: Available
MaxLoan Available: 750000.00
Legal Fee: 117.50
Detail
Santander UK Plc 2 Year Fixed £999 Fee (Scottish) CAN1.29%FixedApr-20204.74%4.1%APRC02-Apr-2020 £99960%
Product Code: 001EC0
Product Name: 2 Year Fixed £999 Fee (Scottish)
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 02-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 669.01
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 13005.89
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MC30R / MC30V
Detail
Santander UK Plc 2 Year Fixed £999 Fee CAN1.29%FixedApr-20204.74%4.1%APRC02-Apr-2020 £99960%
Product Code: 001EC1
Product Name: 2 Year Fixed £999 Fee
Lender Code: CAN
Lender Name: Santander UK Plc
Initial Pay Rate: 1.29
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.74
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 02-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 472.07
Monthly Payment After Initial Period: 669.01
Fees Total: 1259.00
True Cost: 0.00
True Cost Over Initial Period: 13005.89
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 225.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 184.75
Lender Product Reference: MC30R / MC30V
Detail
Saffron BS 3MC 2 Year Discount No Fee BSA1.29%Discount2 years 5.39%3.9%APRC2 years £060%
Product Code: 001SNV
Product Name: 3MC 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 468.31
Monthly Payment After Initial Period: 644.05
Fees Total: 510.00
True Cost: 0.00
True Cost Over Initial Period: 11714.44
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0602
Detail
Saffron BS ATOM 2 Year Discount No Fee BSA1.29%Discount2 years 5.39%3.9%APRC2 years £060%
Product Code: 001SNW
Product Name: ATOM 2 Year Discount No Fee
Product Availability: Intermediaries Only
Lender Code: BSA
Lender Name: Saffron BS
Initial Pay Rate: 1.29
Mortgage Class: Discount
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.39
Apr Lenders: 3.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1439
Initial Monthly Payment: 468.31
Monthly Payment After Initial Period: 644.05
Fees Total: 510.00
True Cost: 0.00
True Cost Over Initial Period: 11714.44
Cashback: 0.00
Valuation Fee: 395.00
Arrangement Fee: 0.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Residential
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 500.00
Lender Product Reference: DR0602
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

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