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Best Buy Tables Reveal Banks Reduce Fees to Compete with Lower Rates

Created on 03 March 2013.

The Co-operative Bank removed the £999 fee on its flagship 2.79% five-year fixed rate deal last week in a bid to undercut its rivals. HSBC have similarly attractive low fixed rates but they come with whopping ...

Building Society Rates Lower Than Banks

Created on 16 February 2017. Posted in Live News

Competition is still fierce in the mortgage market, and with many high street banks claiming to launch the cheapest products ever on their records, many borrowers could assume that the mortgage rates from ...

Building Societies Offering Better Interest Rates Than Banks

Created on 23 June 2016. Posted in Live News

... many would assume that mortgage rates from these providers would be significantly lower than those offered by the rest of the market, but our new research has found that this isn't actually the case, and ...

Bank of England's What would Brexit mean for mortgages?

Created on 03 March 2016. Posted in Live News

... could downgrade the UK credit rating from AAA. It warned the UK would need to create a rapid new and effective trade agreement with European countries in order to prevent a downgrade. Other agencies have ...

Foreign currency ex pat mortgage rules from next month

Created on 11 February 2016. Posted in Live News

From March 21st, borrowers overseas buying UK property will have new rights to change their loan if there are major foreign currency fluctuations. In essence this gives customers the opportunity to switch ...

Expats, Mortgages and Foreign Currency

Created on 07 October 2015. Posted in Live News

... Group and could prove devastating for expats earning their wages in foreign currencies. All banks are putting the blame on tough new EU mortgage rules set to come into force next April, particularly ...

Lenders free up lending to focus on safer interest-only loans

Created on 02 October 2015. Posted in Live News

... 25 per cent by the end of 2014 to under 2 million. It has fallen 16 per cent in the last year alone potentially freeing up new lending for mortgage borrowers looking for flexible deals. It is a significant ...

The return of bonus income mortgages?

Created on 30 September 2015. Posted in Live News

... mean asking borrowers how many newspapers they buy, how much they spend on Christmas presents or the cost of their regular haircut. It is all designed to ensure borrowers can afford the repayments they ...

Could interest rates be cut even further?

Created on 25 September 2015. Posted in Live News

... the Bank of England fears and it is fantastic news for mortgage borrowers. We are delighted to see mortgage rates at record lows and the idea they can become even lower is great news for homebuyers and ...

How can I get a second home mortgage?

Created on 24 June 2015. Posted in Live News

... of inputting your details into a mortgage calculator and lenders will want to make a better assessment of your finances. We have also seen tough new mortgage rules make it more difficult to get a deal ...

Nationwide axes foreign currency mortgages

Created on 25 May 2015. Posted in Live News

We are very concerned to learn that Nationwide Building Society is no longer offering new mortgage loans to individuals with income paid in foreign currency. The shift came into force on April 8 and ...

How the Budget can help you save for a mortgage

Created on 22 May 2015. Posted in Live News

... pledge to offer Government financial support to get on the housing ladder. We are pleased to see the creation of anew Help to Buy ISA that will offer first-time buyers a grant from the Treasury of ...

Inflation: What is it and what does it mean for my mortgage?

Created on 12 May 2015. Posted in Live News

... country then people stop spending on non-essentials. For instance, would you buy a television today for £100 if you knew it would worth £98 in one week’s time. The problem is more pronounced for businesses ...

Is this the best time ever to get a mortgage?

Created on 11 May 2015. Posted in Live News

... levels the market is being turned on its head on many buy to let mortgages are falling to levels only seen by residential mortgages. Meanwhile residential mortgages fall to new unthinkable lows with ...

Are second homes about to be hit with higher taxes?

Created on 27 April 2015. Posted in Live News

... on the price of property over £2m. That will lead many to hand over hundreds of thousands of pounds in cash. Now the Liberal Democrats have come up with their own new property tax plan to reform council ...

Millions Overpaying on Mortgages -The Cost of Complacency?

Created on 01 February 2015. Posted in Live News

New research by Capital Fortune indicates that millions of borrowers may be overpaying on their current standard variable mortgages due to complacency. In light of the numerous deals now available, Rob ...

The challenges on taking out a UK mortgage as an expat

Created on 20 January 2015. Posted in Live News

... law and financial firms having a global footprint particularly in places such as Hong Kong, Singapore and New York. Many British citizens who move abroad have a property in the UK that they do not ...

Lenders cut rates on long-term fixes

Created on 16 January 2015. Posted in Live News

... under 3% for some deals. A few years ago it was shocking to see any fixed rates below 2% but now we are entering a new era of extraordinary low rates. Uncertainty The Bank of England is indicating ...

MORTGAGES FOR OVER 60's

Created on 08 January 2015. Posted in Landing Pages (New)

... won a national industry award for Excellence in Treating Customers Fairly. A number of our clients watched us on BBC TV Newsnight and supported our shortlist nomination for Best Broker Prime and Best ...

UK EXPAT MORTGAGES

Created on 08 January 2015. Posted in Landing Pages (New)

... banks and building societies withdrawing from the ex pat market. There remains a number of competitive options available. Typically, we deal with ex pats based in Europe, Australia, New Zealand, the ...