Commission Income Mortgages

Commission Income Mortgages - are mortgages offered by mortgage lenders who assess and accept a person's annual commissions or bonus as the basis of the mortgage application. In the current climate, lenders are cautious regarding commission and bonus payments as they are often not guaranteed.

In deeming whether a mortgage is both suitable and affordable, mortgage advisers and mortgage lenders have to be sure that there is some form of track record to this form of income and many lenders show reluctance in underwriting these cases given concerns around the sustainability of the income stream.

At Capital Fortune, we understand these difficulties and our ability to contact senior underwriters to discuss you particular remuneration package with them directly allows us to save you time, money and disappointment.

We understand our lenders and we understand their criteria. We will immediately know what lenders are likely to accept your commission payments and which are likely or unlikely to accept guaranteed and non-guaranteed bonuses.

We will strive to take the difficulty and time element out of the mortgage application.

We will obtain all the necessary documentation from you after our first discussion and will avoid cascading you with a range of further information during the internet mortgage application. We will contact you via email, text message or mobile telephone at convenient times agreed by you.

Once the mortgage has completed, your mortgage and mortgage protection needs will be constantly reviewed and in the event that new products become available, we will look to continually switch you to those products in order to increase the savings in a hassle free manner.

For more information on Commission based Mortgages or Bonus based Mortgages, speak to one of our specialist CaCapital Fortune Mortgage Advisers on 0845 3 630 430 or Enquiry Online.