Capital Raising Mortgages

Capital raising mortgages - refer to the process of taking out a mortgage to raise capital on a property for a specific purpose such as home improvements, school fees, car purcharse, home improvements, debt consolidation or tax purposes.

You should think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Most lenders consider mortgaging a property to raise capital - however each lender has different rules regarding the purpose of the capital raising.

There can be a number of reasons why you may choose to take out a mortgage to capital raise. Here are some of the most common reasons:

Your wish to capital raise to pay a tax bill

Your wish to capital raise monies for home improvements, a loft extension or for another household item such as a kitchen or bathroom

Your wish to capital raise for family circumstances such as a wedding, holiday a new car or school fees

Your wish to capital raise for debt consolidation purposes. (i.e to raise money on your mortgage to pay off other debts)

Your wish to capital raise in order to rise the deposit on a proposed Buy To Let property

Your wish to capital raise for business purposes.

There can be a whole host of reasons why people take out a mortgage to capital raise. You can discuss with your Capital Fortune Adviser the reasons for your mortgage. You will then be advised of the pros and cons of using your residential property as a source of borrowing. This can be a good idea, depending on your individual circumstances, but in doing so, you must always remember that your home is at risk of repossession if you don not keep up the monthly payments. This will be discussed with you by your Capital Fortune Adviser.

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