80% Buy to Let Remortgages

80% Buy To Let Remortgages

80% Buy To Let Remortgages - 80% buy to let remortgages are mortgages on a buy to let basis with a loan-to-value ratio of 80%.  80% buy to let remortgages involve changing your existing mortgage provider but are for your existing property. Remortgages of this type typically require a down payment of 20% of the loan amount on approval as a deposit. While in some cases 80% buy to let remortgages can be harder to acquire than those with higher deposit requirements, they can be the most cost effective remortgages, depending on your circumstance.

As with many buy to let remortgages, 80% buy to let remortgages may specify a minimum income requirement to be proven before mortgage applications are approved. 80% buy to let remortgages application approvals also depend on rental incomes exceeding a threshold of monthly mortgage payments, usually of around 125%. This acts as extra assurance to lenders, especially in the case for 80% buy to let remortgages, as they have relatively low deposits in comparison to some other buy to let remortgages available.

Whether your aim is to expand a property portfolio as a landlord investor, to get your existing assets working for you to make a down-payment on a new property, or otherwise, we offer advice to suit your individual circumstances at Capital Fortune. Assistance from one of our award winning brokers can help you secure the right 80% buy to let remortgage, for your financial needs and requirements. In an ever competitive market place, using a tried-and-tested mortgage broker with years of experience can help you find and secure the most appropriate 80% buy to let remortgages available to take your investments forward with confidence. 

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management. 

 

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Buy to Let Mortgages - Remortgage - 80% LTV


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Paragon Banking Group PLC BTL 2 Year Fixed 1.00% Fee Single Self Contained Non Portfolio Rate Switch - PORTFOLIO PAR2.99%Fixed2 years 5.1%5%APRC2 years £160080%
Product Code: 002E0G
Product Name: BTL 2 Year Fixed 1.00% Fee Single Self Contained Non Portfolio Rate Switch - PORTFOLIO
Lender Code: PAR
Lender Name: Paragon Banking Group PLC
Initial Pay Rate: 2.99
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.1
Apr Lenders: 5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 402.65
Monthly Payment After Initial Period: 686.80
Fees Total: 1840.00
True Cost: 0.00
True Cost Over Initial Period: 9903.60
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1600.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 90.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: TRF123 / BTF073
Detail
Paragon Banking Group PLC TBMC BTL 2 Year Fixed 1% Fee Basic Rate - NON PORTFOLIO PAR2.99%Fixed2 years 5.1%4.9%APRC2 years £175080%
Product Code: 002EVG
Product Name: TBMC BTL 2 Year Fixed 1% Fee Basic Rate - NON PORTFOLIO
Lender Code: PAR
Lender Name: Paragon Banking Group PLC
Initial Pay Rate: 2.99
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.1
Apr Lenders: 4.9
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1430
Initial Monthly Payment: 402.78
Monthly Payment After Initial Period: 687.01
Fees Total: 2290.00
True Cost: 0.00
True Cost Over Initial Period: 10306.72
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1600.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 50
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 90.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 0.00
Lender Product Reference: 30693
Detail
Paragon Banking Group PLC BTL 2 Year Fixed 1.00% Fee Rate Switch - NON PORTFOLIO PAR2.99%Fixed2 years 5.1%5%APRC2 years £160080%
Product Code: 002EVQ
Product Name: BTL 2 Year Fixed 1.00% Fee Rate Switch - NON PORTFOLIO
Lender Code: PAR
Lender Name: Paragon Banking Group PLC
Initial Pay Rate: 2.99
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.1
Apr Lenders: 5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1430
Initial Monthly Payment: 402.72
Monthly Payment After Initial Period: 686.91
Fees Total: 1865.00
True Cost: 0.00
True Cost Over Initial Period: 9905.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1600.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 90.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: TRF123 / BTF073
Detail
Paragon Banking Group PLC BTL 2 Year Fixed 1.00% Fee - NON PORTFOLIO PAR2.99%Fixed2 years 5.1%5%APRC2 years £175080%
Product Code: 002EW2
Product Name: BTL 2 Year Fixed 1.00% Fee - NON PORTFOLIO
Lender Code: PAR
Lender Name: Paragon Banking Group PLC
Initial Pay Rate: 2.99
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.1
Apr Lenders: 5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1430
Initial Monthly Payment: 402.72
Monthly Payment After Initial Period: 686.91
Fees Total: 2015.00
True Cost: 0.00
True Cost Over Initial Period: 10055.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1600.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 90.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: BM2095
Detail
Paragon Banking Group PLC BTL 2 Year Fixed 1.00% Fee Scotland - NON PORTFOLIO PAR2.99%Fixed2 years 5.1%5%APRC2 years £175080%
Product Code: 002EW3
Product Name: BTL 2 Year Fixed 1.00% Fee Scotland - NON PORTFOLIO
Lender Code: PAR
Lender Name: Paragon Banking Group PLC
Initial Pay Rate: 2.99
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.1
Apr Lenders: 5
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1430
Initial Monthly Payment: 402.72
Monthly Payment After Initial Period: 686.91
Fees Total: 2015.00
True Cost: 0.00
True Cost Over Initial Period: 10055.28
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 1600.00
Booking Fee: 150.00
Higher Lending Charge: 0.00
CHAPS Fee: 25
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 150.00
Deeds Release Fee: 90.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: BM2095
Detail
Kensington Mortgages Clever Lending BTL 2 Year Fixed 1.5% Fee KMC3.14%Fixed2 years 5.3%5.2%APRC2 years £240080%
Product Code: 000ZR7
Product Name: Clever Lending BTL 2 Year Fixed 1.5% Fee
Product Availability: Intermediaries Only
Lender Code: KMC
Lender Name: Kensington Mortgages
Initial Pay Rate: 3.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.3
Apr Lenders: 5.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 424.95
Monthly Payment After Initial Period: 717.27
Fees Total: 3338.00
True Cost: 0.00
True Cost Over Initial Period: 10646.80
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 2400.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 18
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 45.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Detail
Kensington Mortgages 3MC BTL 2 Year Fixed 1.5% Fee KMC3.14%Fixed2 years 5.3%5.2%APRC2 years £240080%
Product Code: 001378
Product Name: 3MC BTL 2 Year Fixed 1.5% Fee
Product Availability: Intermediaries Only
Lender Code: KMC
Lender Name: Kensington Mortgages
Initial Pay Rate: 3.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.3
Apr Lenders: 5.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 424.95
Monthly Payment After Initial Period: 717.27
Fees Total: 2943.00
True Cost: 0.00
True Cost Over Initial Period: 10646.80
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 2400.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 18
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 45.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Detail
Kensington Mortgages ATOM BTL 2 Year Fixed 1.5% Fee KMC3.14%Fixed2 years 5.3%5.2%APRC2 years £240080%
Product Code: 001379
Product Name: ATOM BTL 2 Year Fixed 1.5% Fee
Product Availability: Intermediaries Only
Lender Code: KMC
Lender Name: Kensington Mortgages
Initial Pay Rate: 3.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.3
Apr Lenders: 5.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 424.95
Monthly Payment After Initial Period: 717.27
Fees Total: 2947.00
True Cost: 0.00
True Cost Over Initial Period: 10646.80
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 2400.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 18
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 45.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Detail
Kensington Mortgages Brightstar BTL 2 Year Fixed 1.5% Fee KMC3.14%Fixed2 years 5.3%5.2%APRC2 years £240080%
Product Code: 00137A
Product Name: Brightstar BTL 2 Year Fixed 1.5% Fee
Product Availability: Intermediaries Only
Lender Code: KMC
Lender Name: Kensington Mortgages
Initial Pay Rate: 3.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.3
Apr Lenders: 5.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 424.95
Monthly Payment After Initial Period: 717.27
Fees Total: 3147.00
True Cost: 0.00
True Cost Over Initial Period: 10646.80
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 2400.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 18
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 45.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Detail
Kensington Mortgages Complete FS BTL 2 Year Fixed 1.5% Fee KMC3.14%Fixed2 years 5.3%5.2%APRC2 years £240080%
Product Code: 00137B
Product Name: Complete FS BTL 2 Year Fixed 1.5% Fee
Product Availability: Intermediaries Only
Lender Code: KMC
Lender Name: Kensington Mortgages
Initial Pay Rate: 3.14
Mortgage Class: Fixed
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5.3
Apr Lenders: 5.2
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1437
Initial Monthly Payment: 424.95
Monthly Payment After Initial Period: 717.27
Fees Total: 2947.00
True Cost: 0.00
True Cost Over Initial Period: 10646.80
Cashback: 0.00
Valuation Fee: 240.00
Arrangement Fee: 2400.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 18
Max LTV Available: 80
Product Type: Buy To Let
Mortgage Discharge Fee: 145.00
Deeds Release Fee: 45.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 150.00
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Remortgage; Property Valuation: £200000; Mortgage Amount: £160000; Payment Method: Interest Only; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.