65% Buy to Let Mortgages

65% Buy to Let Mortgages – 65% buy to let mortgages are buy to let mortgages with a 65% loan to value (LTV) ratio. 65% of the purchase price will be covered by the loan, with a 35% deposit required from the borrower. 65% buy to let mortgages may be relatively cost-effective in comparison with buy to let mortgages with a higher LTV ratio. Interest rates are generally lower and interest is payable on a smaller loan amount. In addition, securing a 65% buy to let mortgage makes negative equity highly unlikely within the foreseeable future.

65% buy to let mortgages are generally available from a range of lenders. Interest only packages are usually offered and may have variable, tracker or fixed rates. Due to the range of packages on the market, professional advice can save you time and hassle on you 65% buy to let mortgages search.

At Capital Fortune, we have years of experience helping clients find and secure the best 65% buy to let mortgages. We carefully analyse packages holistically to ensure maximum cost effectiveness, beyond the headline rate. Our tailored advice ensures that we recommend packages that are suitable and affordable for clients. We also complete all 65% buy to let mortgage application documentation to save you valuable time.

Call our mortgage broker team now on 020 3 216 2037 or complete the Mortgage Enquiry Online . As part of our service, we will call you back.

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

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Initial Rate	Mortgage Type	For/Until	Subsequent Rate	The overall cost for comparison is	Early Repayment Charge	Arrangement Fee	Loan to Value	Details
1.4%	Discount	2 years	5.89%	5.6%APRC		£3249	75%	Product Code: 001OZE Product Name: TBMC BTL 2 Year Discount £2999 Fee Product Availability: Intermediaries Only Lender Code: BHI Lender Name: Hinckley & Rugby BS Initial Pay Rate: 1.4 Mortgage Class: Discount Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 5.89 Apr Lenders: 5.6 Early Repayment Charge Period Sort Field: 0 Initial Monthly Payment: 155.17 Monthly Payment After Initial Period: 652.80 Fees Total: 3914.00 True Cost: 0.00 True Cost Over Initial Period: 4639.08 Cashback: 0.00 Valuation Fee: 265.00 Arrangement Fee: 2999.00 Booking Fee: 250.00 Higher Lending Charge: 0.00 Max LTV Available: 75 Product Type: Buy To Let Mortgage Discharge Fee: 150.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 500000.00 Legal Fee: 250.00 Lender Product Reference: 36163 Detail
1.6%	Discount	Jun-2020	4.9%	4.6%APRC	30-Jun-2020	£895	70%	Product Code: 003M7C Product Name: BTL 2 Year Discount No £895 Fee Lender Code: BPR Lender Name: Principality BS Initial Pay Rate: 1.6 Mortgage Class: Discount Initial Rate Period: Jun-2020 Initial Rate Period Months: 26 Standard Variable Rate: 4.9 Apr Lenders: 4.6 Early Repayment Charge Applies Until: 30-Jun-2020 Early Repayment Charge Period Sort Field: 1445 Initial Monthly Payment: 174.55 Monthly Payment After Initial Period: 534.57 Fees Total: 1391.00 True Cost: 0.00 True Cost Over Initial Period: 5013.30 Cashback: 0.00 Valuation Fee: 330.00 Arrangement Fee: 895.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 21 Max LTV Available: 70 Product Type: Buy To Let Mortgage Discharge Fee: 145.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 375000.00 Legal Fee: 150.00 Lender Product Reference: 11748 Detail
1.64%	Tracker	May-2020	4.49%	4.3%APRC	31-May-2020	£2600	65%	Product Code: 0003YE Product Name: Intermediary BTL 2 Year Tracker 2% Fee Product Availability: Intermediaries Only Lender Code: CCN Lender Name: The Mortgage Works Initial Pay Rate: 1.64 Mortgage Class: Tracker Initial Rate Period: May-2020 Initial Rate Period Months: 25 Standard Variable Rate: 4.49 Apr Lenders: 4.3 Early Repayment Charge Applies Until: 31-May-2020 Early Repayment Charge Period Sort Field: 1444 Initial Monthly Payment: 181.25 Monthly Payment After Initial Period: 496.22 Fees Total: 2990.00 True Cost: 0.00 True Cost Over Initial Period: 4901.25 Cashback: 0.00 Valuation Fee: 280.00 Arrangement Fee: 2600.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 65 Product Type: Buy To Let Mortgage Discharge Fee: 90.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1500000.00 Legal Fee: 100.00 Lender Product Reference: B70376 Detail
1.64%	Tracker	May-2020	4.49%	4.1%APRC	31-May-2020	£1995	65%	Product Code: 0021TF Product Name: Intermediary BTL 2 Year Tracker £1995 Fee Further Advance Product Availability: Intermediaries Only Lender Code: CCN Lender Name: The Mortgage Works Initial Pay Rate: 1.64 Mortgage Class: Tracker Initial Rate Period: May-2020 Initial Rate Period Months: 25 Standard Variable Rate: 4.49 Apr Lenders: 4.1 Early Repayment Charge Applies Until: 31-May-2020 Early Repayment Charge Period Sort Field: 1444 Initial Monthly Payment: 180.42 Monthly Payment After Initial Period: 493.96 Fees Total: 2385.00 True Cost: 0.00 True Cost Over Initial Period: 4880.50 Cashback: 0.00 Valuation Fee: 280.00 Arrangement Fee: 1995.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 65 Product Type: Buy To Let Mortgage Discharge Fee: 90.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1500000.00 Legal Fee: 100.00 Lender Product Reference: B70377 Detail
1.64%	Tracker	May-2020	4.49%	4.3%APRC	31-May-2020	£2600	65%	Product Code: 0021TG Product Name: Intermediary BTL 2 Year Tracker 2% Fee Further Advance Product Availability: Intermediaries Only Lender Code: CCN Lender Name: The Mortgage Works Initial Pay Rate: 1.64 Mortgage Class: Tracker Initial Rate Period: May-2020 Initial Rate Period Months: 25 Standard Variable Rate: 4.49 Apr Lenders: 4.3 Early Repayment Charge Applies Until: 31-May-2020 Early Repayment Charge Period Sort Field: 1444 Initial Monthly Payment: 181.25 Monthly Payment After Initial Period: 496.22 Fees Total: 2990.00 True Cost: 0.00 True Cost Over Initial Period: 4901.25 Cashback: 0.00 Valuation Fee: 280.00 Arrangement Fee: 2600.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 65 Product Type: Buy To Let Mortgage Discharge Fee: 90.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1500000.00 Legal Fee: 100.00 Lender Product Reference: B70376 Detail
1.64%	Fixed	Jun-2020	5%	4.6%APRC	30-Jun-2020	£1999	65%	Product Code: 0023I4 Product Name: Intermediary BTL 2 Year Fixed £1999 Fee Capital Raising Product Availability: Intermediaries Only Lender Code: CTS Lender Name: Platform Initial Pay Rate: 1.64 Mortgage Class: Fixed Initial Rate Period: Jun-2020 Initial Rate Period Months: 26 Standard Variable Rate: 5 Apr Lenders: 4.6 Early Repayment Charge Applies Until: 30-Jun-2020 Early Repayment Charge Period Sort Field: 1445 Initial Monthly Payment: 180.40 Monthly Payment After Initial Period: 550.00 Fees Total: 2308.00 True Cost: 0.00 True Cost Over Initial Period: 4499.40 Cashback: 500.00 Valuation Fee: 149.00 Arrangement Fee: 1999.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 Max LTV Available: 65 Product Type: Buy To Let Mortgage Discharge Fee: 106.00 Deeds Release Fee: 54.00 Product Match Status: Available MaxLoan Available: 350000.00 Legal Fee: 0.00 Lender Product Reference: B846 Detail
1.64%	Tracker	May-2020	4.49%	4.1%APRC	31-May-2020	£1995	65%	Product Code: JKM Product Name: Intermediary BTL 2 Year Tracker £1995 Fee Product Availability: Intermediaries Only Lender Code: CCN Lender Name: The Mortgage Works Initial Pay Rate: 1.64 Mortgage Class: Tracker Initial Rate Period: May-2020 Initial Rate Period Months: 25 Standard Variable Rate: 4.49 Apr Lenders: 4.1 Early Repayment Charge Applies Until: 31-May-2020 Early Repayment Charge Period Sort Field: 1444 Initial Monthly Payment: 180.42 Monthly Payment After Initial Period: 493.96 Fees Total: 2385.00 True Cost: 0.00 True Cost Over Initial Period: 4880.50 Cashback: 0.00 Valuation Fee: 280.00 Arrangement Fee: 1995.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 20 Max LTV Available: 65 Product Type: Buy To Let Mortgage Discharge Fee: 90.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1500000.00 Legal Fee: 100.00 Lender Product Reference: B70377 Detail
1.7%	Discount	2 years	4.99%	4.6%APRC	2 years	£1149	75%	Product Code: HCE Product Name: BTL 2 Year Discount £999 Fee Purchase Lender Code: BMO Lender Name: Monmouthshire BS Initial Pay Rate: 1.7 Mortgage Class: Discount Initial Rate Period: 2 years Initial Rate Period Months: 24 Standard Variable Rate: 4.99 Apr Lenders: 4.6 Early Repayment Charge Applies Until: 2 years Early Repayment Charge Period Sort Field: 1443 Initial Monthly Payment: 185.58 Monthly Payment After Initial Period: 544.74 Fees Total: 1539.00 True Cost: 0.00 True Cost Over Initial Period: 4993.92 Cashback: 0.00 Valuation Fee: 240.00 Arrangement Fee: 999.00 Booking Fee: 150.00 Higher Lending Charge: 0.00 CHAPS Fee: 25 Max LTV Available: 75 Product Type: Buy To Let Mortgage Discharge Fee: 75.00 Deeds Release Fee: 50.00 Product Match Status: Available MaxLoan Available: 350000.00 Legal Fee: 250.00 Lender Product Reference: D239 Detail
1.71%	Fixed	Jul-2020	4.99%	4.7%APRC	01-Jul-2020	£1995	70%	Product Code: 002EU3 Product Name: Intermediary Exclusive BTL 2 Year Fixed £1995 Fee Purchase Product Availability: Exclusive Intermediaries Only Lender Code: BNR Lender Name: Virgin Money Initial Pay Rate: 1.71 Mortgage Class: Fixed Initial Rate Period: Jul-2020 Initial Rate Period Months: 26 Standard Variable Rate: 4.99 Apr Lenders: 4.7 Early Repayment Charge Applies Until: 01-Jul-2020 Early Repayment Charge Period Sort Field: 1446 Initial Monthly Payment: 188.09 Monthly Payment After Initial Period: 548.88 Fees Total: 2263.00 True Cost: 0.00 True Cost Over Initial Period: 4558.34 Cashback: 600.00 Valuation Fee: 188.00 Arrangement Fee: 1995.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 30 Max LTV Available: 70 Product Type: Buy To Let Mortgage Discharge Fee: 50.00 Deeds Release Fee: 0.00 Product Match Status: Available MaxLoan Available: 1000000.00 Legal Fee: 150.00 Lender Product Reference: 9S5Y Detail
1.74%	Fixed	May-2020	4.49%	4.1%APRC	31-May-2020	£1495	65%	Product Code: 000BO2 Product Name: Intermediary Semi Exclusive BTL 2 Year Fixed £1495 Fee Product Availability: Exclusive Intermediaries Only Lender Code: BOI Lender Name: Bank Of Ireland Initial Pay Rate: 1.74 Mortgage Class: Fixed Initial Rate Period: May-2020 Initial Rate Period Months: 25 Standard Variable Rate: 4.49 Apr Lenders: 4.1 Early Repayment Charge Applies Until: 31-May-2020 Early Repayment Charge Period Sort Field: 1444 Initial Monthly Payment: 190.67 Monthly Payment After Initial Period: 492.01 Fees Total: 1755.00 True Cost: 0.00 True Cost Over Initial Period: 5026.75 Cashback: 0.00 Valuation Fee: 0.00 Arrangement Fee: 1495.00 Booking Fee: 0.00 Higher Lending Charge: 0.00 CHAPS Fee: 15 Max LTV Available: 65 Product Type: Buy To Let Mortgage Discharge Fee: 195.00 Deeds Release Fee: 50.00 Product Match Status: Available MaxLoan Available: 500000.00 Legal Fee: 258.00 Lender Product Reference: DFZ Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £130000; Payment Method: Interest Only; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.

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65% Buy to Let Mortgages

65% Buy to Let Mortgages

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Buy to Let Mortgages - Purchase - 65% LTV

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE