First Time Buyer Buy to Let Mortgages

First Time Buyer Buy to Let Mortgages

First Time Buyer Buy to Let – First time buyer buy to let mortgages are mortgages for first time buyers who are looking to purchase a buy to let property. If you are a first time buyer, buy to let property may be appealing, as applications are based primarily on the rental income of the property, rather than the personal income of the purchaser. In addition, first time buyer buy to let mortgages can allow first time buyers to receive an income from property ownership and save. This capital can go towards current living costs or a future residential mortgage deposit, for example.

Since the credit crunch, it has been more difficult for most borrowers to secure a mortgage, including first time buyer buy to let mortgages. In addition, buy to let lenders are generally wary of offering first time buyer buy to let mortgages due to the lack of previous home ownership experience.

At Capital Fortune, we are committed to helping first time buyers of buy to let or residential properties secure their ideal mortgage. As a comprehensive panel of lenders mortgage broker, we search through first time buyer buy to let deals from a range of lenders on our clients’ behalf. We carefully analyse the available deals to ensure maximum cost-effectiveness and match products to your individual needs and requirements.

We maximise the chances of your application being successful by completing all paperwork on your behalf and presenting your financial situation in the best possible light to lenders. Our established links with a range of lenders allows us to negotiate with first time buyer buy to let mortgages lenders on your behalf if necessary.

Call our mortgage broker team now on 020 77 100 400 or complete the Mortgage Enquiry Online. As part of our service, we will call you back. .

The Financial Conduct Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.

How to get in touch

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Buy to Let - Purchase Rates


LenderInitial
Rate
Mortgage
Type
For/Until Subsequent
Rate
The overall
cost for
comparison is
Early Repayment
Charge
Arrangement
Fee
Loan
to
Value
Details
Platform Intermediary BTL 2 Year Fixed £1999 Fee Capital Raising CTS1.34%FixedFeb-20205%4.6%APRC29-Feb-2020 £199960%
Product Code: 0023I5
Product Name: Intermediary BTL 2 Year Fixed £1999 Fee Capital Raising
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.34
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5
Apr Lenders: 4.6
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 478.80
Monthly Payment After Initial Period: 692.24
Fees Total: 2308.00
True Cost: 0.00
True Cost Over Initial Period: 12257.80
Cashback: 500.00
Valuation Fee: 149.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B791
Detail
Platform Intermediary BTL 2 Year Fixed £1999 Fee Non Capital Raising CTS1.34%FixedFeb-20205%4.6%APRC29-Feb-2020 £199960%
Product Code: 002N76
Product Name: Intermediary BTL 2 Year Fixed £1999 Fee Non Capital Raising
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.34
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5
Apr Lenders: 4.6
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 478.80
Monthly Payment After Initial Period: 692.24
Fees Total: 2308.00
True Cost: 0.00
True Cost Over Initial Period: 12257.80
Cashback: 500.00
Valuation Fee: 149.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B791
Detail
TSB Intermediary BTL 2 Year Fixed £1995 Fee Purchase TSB1.39%FixedFeb-20204.84%4.5%APRC29-Feb-2020 £199560%
Product Code: 001WJY
Product Name: Intermediary BTL 2 Year Fixed £1995 Fee Purchase
Product Availability: Intermediaries Only
Lender Code: TSB
Lender Name: TSB
Initial Pay Rate: 1.39
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.84
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 481.76
Monthly Payment After Initial Period: 682.49
Fees Total: 2430.00
True Cost: 0.00
True Cost Over Initial Period: 12675.76
Cashback: 250.00
Valuation Fee: 400.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 0.00
Lender Product Reference: INC946
Detail
Bank Of Ireland Intermediary Semi Exclusive BTL 2 Year Fixed £2495 Fee BOI1.43%FixedFeb-20204.49%4.1%APRC29-Feb-2020 £249560%
Product Code: 002BUI
Product Name: Intermediary Semi Exclusive BTL 2 Year Fixed £2495 Fee
Product Availability: Exclusive Intermediaries Only
Lender Code: BOI
Lender Name: Bank Of Ireland
Initial Pay Rate: 1.43
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 4.49
Apr Lenders: 4.1
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 485.88
Monthly Payment After Initial Period: 663.09
Fees Total: 2770.00
True Cost: 0.00
True Cost Over Initial Period: 12907.88
Cashback: 0.00
Valuation Fee: 0.00
Arrangement Fee: 2495.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 195.00
Deeds Release Fee: 50.00
Product Match Status: Available
MaxLoan Available: 500000.00
Legal Fee: 258.00
Lender Product Reference: CSJ
Detail
Platform Intermediary BTL 2 Year Tracker £1999 Fee Capital Raising CTS1.49%Tracker2 years 5%4.7%APRC2 years £199960%
Product Code: 0023G5
Product Name: Intermediary BTL 2 Year Tracker £1999 Fee Capital Raising
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.49
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 487.35
Monthly Payment After Initial Period: 694.78
Fees Total: 2308.00
True Cost: 0.00
True Cost Over Initial Period: 11505.40
Cashback: 500.00
Valuation Fee: 149.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B800
Detail
Platform Intermediary BTL 2 Year Fixed £999 Fee Capital Raising CTS1.49%FixedFeb-20205%4.5%APRC29-Feb-2020 £99960%
Product Code: 0023HX
Product Name: Intermediary BTL 2 Year Fixed £999 Fee Capital Raising
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 483.35
Monthly Payment After Initial Period: 687.56
Fees Total: 1308.00
True Cost: 0.00
True Cost Over Initial Period: 12626.10
Cashback: 250.00
Valuation Fee: 149.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B792
Detail
Virgin Money BTL 2 Year Fixed £1995 Fee BNR1.49%FixedApr-20204.99%4.7%APRC01-Apr-2020 £199560%
Product Code: 002BUZ
Product Name: BTL 2 Year Fixed £1995 Fee
Lender Code: BNR
Lender Name: Virgin Money
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: Apr-2020
Initial Rate Period Months: 27
Standard Variable Rate: 4.99
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 01-Apr-2020
Early Repayment Charge Period Sort Field: 1443
Initial Monthly Payment: 487.33
Monthly Payment After Initial Period: 691.81
Fees Total: 2213.00
True Cost: 0.00
True Cost Over Initial Period: 12875.91
Cashback: 500.00
Valuation Fee: 188.00
Arrangement Fee: 1995.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 30
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 0.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 1000000.00
Legal Fee: 150.00
Lender Product Reference: 9CQN / 9C8C
Detail
Platform Intermediary BTL 2 Year Fixed £999 Fee Non Capital Raising CTS1.49%FixedFeb-20205%4.5%APRC29-Feb-2020 £99960%
Product Code: 002N78
Product Name: Intermediary BTL 2 Year Fixed £999 Fee Non Capital Raising
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.49
Mortgage Class: Fixed
Initial Rate Period: Feb-2020
Initial Rate Period Months: 26
Standard Variable Rate: 5
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 29-Feb-2020
Early Repayment Charge Period Sort Field: 1441
Initial Monthly Payment: 483.35
Monthly Payment After Initial Period: 687.56
Fees Total: 1308.00
True Cost: 0.00
True Cost Over Initial Period: 12626.10
Cashback: 250.00
Valuation Fee: 149.00
Arrangement Fee: 999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B792
Detail
Platform Intermediary BTL 2 Year Tracker £1999 Fee Non Capital Raising CTS1.49%Tracker2 years 5%4.7%APRC2 years £199960%
Product Code: 002N7O
Product Name: Intermediary BTL 2 Year Tracker £1999 Fee Non Capital Raising
Product Availability: Intermediaries Only
Lender Code: CTS
Lender Name: Platform
Initial Pay Rate: 1.49
Mortgage Class: Tracker
Initial Rate Period: 2 years
Initial Rate Period Months: 24
Standard Variable Rate: 5
Apr Lenders: 4.7
Early Repayment Charge Applies Until: 2 years
Early Repayment Charge Period Sort Field: 1431
Initial Monthly Payment: 487.35
Monthly Payment After Initial Period: 694.78
Fees Total: 2308.00
True Cost: 0.00
True Cost Over Initial Period: 11505.40
Cashback: 500.00
Valuation Fee: 149.00
Arrangement Fee: 1999.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 106.00
Deeds Release Fee: 54.00
Product Match Status: Available
MaxLoan Available: 350000.00
Legal Fee: 0.00
Lender Product Reference: B800
Detail
Barclays Bank BTL 2 Year Fixed 1% Fee BWO1.5%FixedJan-20204.99%4.5%APRC31-Jan-2020 £120060%
Product Code: 0029T8
Product Name: BTL 2 Year Fixed 1% Fee
Lender Code: BWO
Lender Name: Barclays Bank
Initial Pay Rate: 1.5
Mortgage Class: Fixed
Initial Rate Period: Jan-2020
Initial Rate Period Months: 25
Standard Variable Rate: 4.99
Apr Lenders: 4.5
Early Repayment Charge Applies Until: 31-Jan-2020
Early Repayment Charge Period Sort Field: 1440
Initial Monthly Payment: 484.72
Monthly Payment After Initial Period: 688.88
Fees Total: 1520.00
True Cost: 0.00
True Cost Over Initial Period: 12438.00
Cashback: 0.00
Valuation Fee: 205.00
Arrangement Fee: 1200.00
Booking Fee: 0.00
Higher Lending Charge: 0.00
CHAPS Fee: 35
Max LTV Available: 60
Product Type: Buy To Let
Mortgage Discharge Fee: 80.00
Deeds Release Fee: 0.00
Product Match Status: Available
MaxLoan Available: 215000.00
Legal Fee: 126.00
Lender Product Reference: BB00 / BB01
Detail

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The mortgage products displayed above are as a result of the following search: Reason for Mortgage: Purchase; Property Valuation: £200000; Mortgage Amount: £120000; Payment Method: Repayment; Mortgage Term: 25 years; Mortgage Product: All Offset: No Product Term Period From: 0 Months; Product Term Period To: 300 Months; . For a more accurate quotation please use our Quick Mortgage Quote facility.

Mortgage product availability is subject to status and availability.

Although great care is taken to ensure that product details are as accurate as possible no liability can be accepted for errors or omissions. To confirm details and availability of any product please click the “Do I Qualify” button.