80% Buy To Let Remortgages

 

80% Buy To Let Remortgages - 80% buy to let remortgages are mortgages on a buy to let basis with a loan-to-value ratio of 80%.  80% buy to let remortgages involve changing your existing mortgage provider but are for your existing property. Remortgages of this type typically require a down payment of 20% of the loan amount on approval as a deposit. While in some cases 80% buy to let remortgages can be harder to acquire than those with higher deposit requirements, they can be the most cost effective remortgages, depending on your circumstance.

As with many buy to let remortgages, 80% buy to let remortgages may specify a minimum income requirement to be proven before mortgage applications are approved. 80% buy to let remortgages application approvals also depend on rental incomes exceeding a threshold of monthly mortgage payments, usually of around 125%. This acts as extra assurance to lenders, especially in the case for 80% buy to let remortgages, as they have relatively low deposits in comparison to some other buy to let remortgages available.

Whether your aim is to expand a property portfolio as a landlord investor, to get your existing assets working for you to make a down-payment on a new property, or otherwise, we offer advice to suit your individual circumstances at Capital Fortune. Assistance from one of our award winning brokers can help you secure the right 80% buy to let remortgage, for your financial needs and requirements. In an ever competitive market place, using a tried-and-tested mortgage broker with years of experience can help you find and secure the most appropriate 80% buy to let remortgages available to take your investments forward with confidence. 

Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online. As part of our service, we will call you back.  

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management. 

 

 

 

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Capital Fortune
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14 Nicholas Lane
London
EC4N 7BN