65% Buy to Let Mortgages
65% Buy to Let Mortgages – 65% buy to let mortgages are buy to let mortgages with a 65% loan to value (LTV) ratio. 65% of the purchase price will be covered by the loan, with a 35% deposit required from the borrower. 65% buy to let mortgages may be relatively cost-effective in comparison with buy to let mortgages with a higher LTV ratio. Interest rates are generally lower and interest is payable on a smaller loan amount. In addition, securing a 65% buy to let mortgage makes negative equity highly unlikely within the foreseeable future. 65% buy to let mortgages are generally available from a range of lenders. Interest only packages are usually offered and may have variable, tracker or fixed rates. Due to the range of packages on the market, professional advice can save you time and hassle on you 65% buy to let mortgages search. At Capital Fortune, we have years of experience helping clients find and secure the best 65% buy to let mortgages. We carefully analyse packages holistically to ensure maximum cost effectiveness, beyond the headline rate. Our tailored advice ensures that we recommend packages that are suitable and affordable for clients. We also complete all 65% buy to let mortgage application documentation to save you valuable time. Call our mortgage broker team now on 0845 3 630 430 or complete the Mortgage Enquiry Online . As part of our service, we will call you back. The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.
There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.
The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.
Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital Fortune Ltd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.