Bonus Income
Mortgages

Bonus Income Mortgages

Bonus Income Mortgages - Capital Fortune are able to advise and arrange mortgages if you receive part of your income in the form of a bonus. You could be in a position of receiving substantially more as a bonus compared to your salary.

Some lenders will consider all or part of a bonus when calculating the affordability of a mortgage. Lenders can assess bonus income by taking a certain percentage of the amount received on average over 1 or 2 years. Some lenders may decide not to accept bonus income at all depending on your circumstances.

The result is that different lenders will lend different amounts depending on how they assess your bonus. This could make the difference between you being able to buy your dream home or not.

Capital Fortune are specialists in advising and arranging mortgages for clients with bonus income.

For a full assessment of the maximum borrowing available to you using your bonus income, call us today on 0845 3 630 430 or Enquiry Online.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.