2nd Home
Mortgage

2nd Home Mortgage

2nd Home Mortgage - 2nd home mortgage is available to those seeking to obtain a mortgage on a residence that is not their principal residence. A 2nd home mortgage can be taken on a holiday home for investment purposes and with a view of possibly selling it off later in life. Another reason people might take a 2nd home mortgage is to buy a property for renovation and then reselling with the aim of recouping a profit. However in order to obtain a 2nd home mortgage from lenders, borrowers must be able to meet a number of requirements including proving they have enough income to handle two mortgages.

Our team of specialists have the expertise and experience to assess the viability of your 2nd home mortgage proposition and we will seek to place you with the most appropriate 2nd home mortgage provider. We also understand that our clients can be faced with interest only or capital repayment plan options. As such our experienced brokers can therefore advise you on the different consideration to ponder on and commit ourselves in providing you with the best 2nd home mortgage solutions to ensure you enjoy a great value on your loan.

We can help you secure a 2nd home mortgage by using our whole of market mortgage lender base and the close working relations we have built up with underwriters at some of the UK’s largest banks and building societies.

If you need any assistance why not speak to one of our Mortgage Advisers by calling 0845 3 630 430 or Enquire Online.

For more information on 2nd home mortgages call us today to speak to one of our advisers. We look forward to taking your call.

Contact Us

Capital Fortune
City Office

14 Nicholas Lane
London
EC4N 7BN

Need Help?Contact one of our Capital
Fortune mortgage brokers
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advice.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The overall cost for comparison on residential mortgages is 4.5% APR. The actual rate available will depend on your personal circumstances.

There will be a fee for our mortgage advice, the precise amount will depend upon your circumstances but we estimate that it will be £995, payable £495 at the outset but refunded if your mortgage application is declined upon initial underwriting. The balance of our fee is typically paid on completion. Your fee will not be refunded should you withdraw from the process or not accept our recommendation. Ask your Advisor for confirmation of our fees which we will email to you in an Initial Disclosure Document (IDD). You can find further information on our Terms of Business here.

The Financial Services Authority does not regulate some forms of buy to let, commercial mortgages, secured loans, bridging finance, trusts and conveyancing.

Capital Fortune Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Services Authority. Capital FortuneLtd Registered office address: 14 Nicholas Lane, Bank, London, EC4N 7BN. Registered in England and Wales No. 05683249.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Services Authority does not regulate some forms of buy to lets, commercial mortgages, secured loans, unsecured loans, bridging loans, trusts, overseas mortgages, conveyancing or debt management.